Matt FletcherInsurance Services
Modern California home exterior at dusk, deep navy sky, warm interior lights, atmospheric shadows, moody evening light
Huntington Beach, California

Protecting What
Matters Most.

Reliable insurance solutions for individuals, families, and businesses throughout California. Your trusted local broker since 2004.

Licensed & InsuredCA State Licensed5-Star Rated

Insurance Solutions
Built for California

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Auto Insurance

Comprehensive coverage for your vehicle — liability, collision, comprehensive, and uninsured motorist protection tailored to California drivers.

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Home Insurance

Protect your biggest investment with dwelling, personal property, liability, and additional living expense coverage.

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Renters Insurance

Affordable protection for your personal belongings and liability as a renter in California.

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Business Insurance

General liability, commercial property, workers comp, and professional liability for California businesses of all sizes.

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Commercial Insurance

Specialized commercial coverage packages protecting your operations, fleet, and commercial assets with competitive carrier options.

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Life Insurance

Term, whole, and universal life policies providing financial security for your family's future.

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Umbrella Insurance

Extra liability protection beyond your standard policies — coverage when you need it most.

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Motorcycle Insurance

Specialized motorcycle coverage for California riders including collision, liability, and accessory protection.

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Professional insurance agent consulting with client in bright modern office
Beautiful California family home with lush garden, bright sunny day, well-lit exterior
120+Premium Sites Optimized

Your Trusted California
Insurance Partner

At Matt Fletcher Insurance Services, we believe insurance should be simple, transparent, and personal. We're not a 1-800 number — we're your neighbors in Huntington Beach, and we're here when you need us most.

Experienced Professionals

Licensed California insurance agents with deep expertise across personal and commercial lines.

Fast Quote Processing

Receive your personalized insurance quote within 24 hours — no waiting, no runaround.

Personalized Coverage

Every policy is tailored to your specific situation, risk profile, and budget.

Competitive Rates

We shop multiple top-rated carriers to find you the best coverage at the right price.

Dedicated Support

Real agents who answer the phone and guide you through claims, renewals, and questions.

Local California Expertise

Deep knowledge of California insurance regulations, wildfire zones, and coastal coverage needs.

500+Families Protected
20+Years Experience
15+Carrier Partners
98%Retention Rate
About Our Agency
Client Stories

Trusted by California Families

"

Matt Fletcher saved us over $800 a year on our home and auto bundle. He took the time to explain every detail of our coverage and made sure we weren't paying for things we didn't need. Couldn't be happier.

SM

Sandra Morales

Homeowner · Huntington Beach, CA

"

I needed business liability and commercial auto for my landscaping company. Matt had everything sorted within 48 hours at a better rate than my previous broker. Extremely professional and responsive.

KO

Kevin Okafor

Small Business Owner · Costa Mesa, CA

"

As a first-time homebuyer, I had no idea where to start with insurance. Matt walked me through all my options patiently and helped me find the right coverage for my new home. Highly recommend!

JT

Jennifer Tran

First-Time Homebuyer · Newport Beach, CA

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Free Quote.

No automated reports — you'll speak with a real licensed agent who will analyze your needs and build a personalized coverage plan.

Business Hours

Mon – Fri9:00 AM – 6:00 PM
Saturday10:00 AM – 3:00 PM
SundayClosed

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